An NAIC compliant illustration must be prepared and presented to the applicant prior to the completion of the life insurance application. The signed illustration should be submitted with the application to prevent delays in processing.
The e-App will prompt you to “Upload” the full illustration, and you can choose to attach an illustration that is either currently signed (prior to upload) or unsigned (will be signed with the application forms).
For applications outside of California, you will have these options:
You will have the option of uploading an illustration that has either been signed in advance of the e-App, or is currently unsigned and can be signed through the e-App. Ensure that the correct option is selected.
When uploading an UNSIGNED illustration:
When uploading a SIGNED illustration:
When selecting the Statement in Lieu of Illustration Form (all states except California):