If the application meets the guidelines for our Exam Free Program, you must complete all questions within the medical history section of the application.
Download Exam-Free Underwriting flier
The below part II of the application must be complete to be considered for exam free and you will not be able to move forward if not completed.
If your client is over 50 or applying for over $1,000,000.00 the medicals questions in Part II (B) will be grayed out and will not be able to be answered.